This card allows you to earn NCB Miles rewards with every purchase—1 point for every US$1 or J$ equivalent spent. Cardholders enjoy five complimentary airport lounge visits per year for both primary and supplementary cards, providing comfort during travels. The Flight Delay Pass benefit grants access to lounges for you and up to four companions if your flight is delayed by two hours or more. There is no annual cap on the reward points you can earn, allowing for unlimited accumulation of NCB Miles.