This premium card provides access to over 1,200 airport lounges worldwide through Priority Pass, with 10 complimentary visits per year. Cardholders earn Membership Rewards Points on all purchases, redeemable for flights, hotels, car rentals, and tourist activities. The card also offers travel accident insurance up to US$1,000,000, travel inconvenience insurance covering various trip disruptions, and retail protection for purchases against theft or damage.